two plus four 
finance solutions
two plus four 
finance solutions
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Who we are

Two Plus Four Finance Solutions are a boutique mortgage broking business. We specialise in residential home loans - first, next & investment - while also supporting personal, commercial, and equipment financing. 


We focus on enabling our our customers to achieve their goals, while providing an exceptional and personalised experience. We aim to simplify the complex world of lending, allowing our customers to focus on what really matters – bringing their vision to life!


Founded by Hania and Chris, two plus four finance solutions are a mobile business based in Melbourne’s eastern suburbs. We will meet you where it suits you best – at home, virtually, or somewhere in between.

Our brokers

Hania Hryckiewicz, Director & Finance Broker at Two Plus Four Finance Solutions

Hania Hryckiewicz

DIRECTOR & FINANCE BROKER

 

m: 0493 100 426

e: hania@twoplusfour.com.au


Hania is passionate about property, finance and people. She thrives when working with customers to help them achieve their goals, be it taking that first step into the property market, upsizing, investing or even sourcing finance for that dream car or business.


With a background as a Chartered Accountant in a ‘Big 4’ accounting firm, Hania understands the value of building trusted relationships and is always striving to exceed the expectations of her customers.


As a mum to a young family, her spare time is mostly spent focussing on her young family, between child care, school and sporting activities. Hania also enjoys exercising, spending time with friends and planning future holidays for the family! 


QUALIFICATIONS

  • Diploma of Finance & Mortgage Broking Management
  • Graduate Diploma of Chartered Accounting
  • Bachelor of Commerce (Accounting & Finance)
  • Diploma of Arts (Classical Ballet)


PROFESSIONAL MEMBERSHIPS

  • Mortgage and Finance Association of Australia
  • Chartered Accountants Australia & New Zealand


Chris Walker, Director & Finance Broker at Two Plus Four Finance Solutions

Chris Walker

DIRECTOR & FINANCE BROKER


m: 0493 100 586

e: chris@twoplusfour.com.au


With a personal purpose to enable positive growth in others, Chris is passionate about enabling people to achieve their personal and financial goals by helping them to navigate the often-complex home loan lending process. He prides himself on providing an exceptional experience and building trusted relationships with all customers.


With a background as a Chartered Accountant, along with experience in strategy and customer experience, Chris brings together a unique set of experiences that help to make him a sought-after mortgage broker.


With three young children, outside of work, Chris spends most of his spare time playing with or taking them to sports or other activities. He also enjoys DIY and spending time in the garden, often with the kids to help.


QUALIFICATIONS

  • Diploma of Finance & Mortgage Broking Management
  • Master of Business Administration
  • Graduate Diploma of Chartered Accounting
  • Bachelor of Commerce (Accounting)


PROFESSIONAL MEMBERSHIPS

  • Mortgage and Finance Association of Australia
  • Chartered Accountants Australia & New Zealand


Mortgage brokers specialising in first, next & investment home loans

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twoplusfour.com.au

Balwyn North VIC, Australia

e: hello@twoplusfour.com.au Hania: m: 0493 100 426 e: hania@twoplusfour.com.au Chris: m: 0493 100 586 e: chris@twoplusfour.com.au

two Plus Four Finance Solutions (ABN 82 878 738 829 / Credit Representative Number 570603) has access to a panel of lenders through National Mortgage Brokers Pty Ltd (ACN 093 874 376/Australian Credit Licence 391209), which is a fully-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248983 / Australian Credit Licence 286596). Two Plus Four Finance Solutions has access to products including those from Liberty Financial. All content © Copyright, Two Plus Four Finance Solutions 2025. All Rights Reserved.


WHILE WE AIM TO FIND SUITABLE OPTIONS FOR OUR CLIENTS, OUTCOMES ARE NOT GUARANTEED. AS AN EXAMPLE, SOME LENDERS MAY NOT OFFER SERVICES IN CERTAIN CASES. APPROVALS ARE SUBJECT TO LENDING CRITERIA, TERMS AND CONDITIONS APPLY.

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